Terms & Conditions

1. About MiFunding

MiFunding (Pty) Ltd is a South African funding brokerage and referral business. We help businesses identify and apply for suitable funding solutions through our network of trusted finance providers.

MiFunding does not provide funding directly and is not a bank, lender or financial institution. We act as an intermediary between applicants and finance providers to help identify funding solutions that best suit their business needs.

2. Our Service

Our service is designed to simplify the funding process by helping businesses find suitable funding solutions.

As part of our service, we may:

MiFunding does not charge applicants a fee for using this service unless otherwise agreed in writing.

• Review the information you provide.
• Contact you to discuss your funding requirements.
• Request supporting documentation.
• Identify suitable funding providers.
• Submit your application to one or more finance providers on your behalf.
• Keep you informed throughout the application process.

3. No Guarantee of Funding

Submitting an enquiry through MiFunding does not guarantee that funding will be approved.

All funding applications are subject to the lending criteria, credit assessments, policies and final approval of the relevant finance provider.

Funding amounts, repayment terms, interest rates, fees and conditions are determined solely by the applicable finance provider.

4. Information You Provide

You agree that all information submitted to MiFunding is accurate, complete and truthful to the best of your knowledge.

Providing false, inaccurate or misleading information may result in your enquiry not being processed or your application being declined by a finance provider.

5. Communication

By submitting an enquiry, you consent to MiFunding contacting you by telephone, email, WhatsApp or other appropriate communication channels regarding your funding enquiry and application.

6. Privacy

Your personal information will be collected, processed and protected in accordance with our Privacy Policy.

Where necessary to assess your funding enquiry, your personal and business information may be shared with suitable finance providers.

7. Intellectual Property

All content on this website, including text, graphics, logos, branding, images and design elements, is the property of MiFunding (Pty) Ltd unless otherwise stated.

No content may be copied, reproduced, distributed or used without prior written permission.

8. Website Availability

While we strive to ensure this website remains available and accurate, we do not guarantee uninterrupted access or that the website will always be free from errors.

MiFunding reserves the right to modify, suspend or discontinue any part of the website without prior notice.

9. Limitation of Liability

MiFunding shall not be liable for any direct, indirect, incidental or consequential loss arising from:

Nothing contained in these Terms excludes liability where such exclusion is prohibited by South African law.

• The use of this website.
• Delays in processing enquiries.
• Decisions made by finance providers.
• The refusal, withdrawal or cancellation of funding by any finance provider.

10. Third-Party Finance Providers

MiFunding works with a network of independent finance providers.

Any funding agreement entered into is solely between the applicant and the relevant finance provider.

MiFunding is not responsible for the products, services, lending decisions or contractual obligations of any third-party finance provider.

11. Changes to These Terms

MiFunding reserves the right to update these Terms & Conditions at any time.

The latest version will always be available on this website.

12. Governing Law

These Terms & Conditions are governed by the laws of the Republic of South Africa.

13. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us: