Funding Solutions
Every business is different, and so are its funding needs. Through our network of trusted finance providers, we help South African businesses access a wide range of funding solutions.
Matched to your business
Find the Funding That Fits
Whether you know exactly what you need or aren't sure where to start, we'll assess your business and help identify the most suitable funding option.
Don't Know Which Funding Solution You Need?
You don't need to know which funding product is right for your business. Simply complete one application, and our funding specialists will assess your business, understand your funding requirements and identify the funding solution that best fits your needs.
Business Funding
Working Capital Finance
Maintain healthy cash flow and keep your business operating smoothly with funding designed to cover everyday business expenses, growth opportunities and short-term cash flow requirements.
Ideal for:
- Managing cash flow
- Paying suppliers
- Covering operating expenses
- Business growth
Purchase Order Finance
Need funding to fulfil a confirmed customer order? Purchase Order Finance helps businesses secure the capital required to pay suppliers and fulfil large customer orders without putting unnecessary strain on cash flow.
Ideal for:
- Large customer orders
- Supplier payments
- Contract fulfilment
Invoice Finance
Unlock the value tied up in unpaid customer invoices. Invoice Finance allows businesses to improve cash flow by accessing funds against approved invoices instead of waiting for customers to pay.
Ideal for:
- Improving cash flow
- Businesses offering credit terms
- Growing businesses
Inventory Finance
Purchase additional stock without placing pressure on your working capital. Inventory Finance helps businesses maintain stock levels and prepare for busy trading periods.
Ideal for:
- Seasonal demand
- Purchasing inventory
- Expanding product ranges
Asset Finance
Finance the purchase of business assets or unlock value from existing assets to support business growth.
Ideal for:
- Vehicles
- Machinery
- Plant & equipment
- Business assets
Property Finance
Property-Backed Finance
Access funding by leveraging the value of unbonded or partially bonded property. Property-backed funding can provide larger funding amounts with flexible repayment structures.
Ideal for:
- Business expansion
- Large capital requirements
- Property owners
Property Bridging Finance
Waiting for a property transaction to conclude? Property Bridging Finance provides short-term funding against the proceeds of a pending property sale.
Ideal for:
- Property sellers
- Cash flow during transfers
- Bridging short-term funding gaps
Bond Bridging Finance
Bridge the gap while waiting for bond registration or property transactions to be finalised. Designed to provide quick access to funds during the transfer process.
Ideal for:
- Attorneys
- Property buyers
- Property sellers
Bond Origination
We can assist with sourcing and submitting commercial or residential bond applications through appropriate lending institutions. Our team helps simplify the application process and improve your chances of securing competitive finance.
Specialised Finance
Solar Finance
Invest in renewable energy solutions without placing unnecessary pressure on your cash flow. Finance solar installations for your business and reduce long-term electricity costs.
Ideal for:
- Solar installations
- Energy independence
- Business sustainability
Luxury Asset Finance
Finance high-value luxury assets through specialised funding solutions tailored to your circumstances.
Ideal for:
- Luxury vehicles
- High-value assets
- Premium purchases
Not Sure Which Funding Solution Is Right for You?
That's completely normal. Many business owners aren't sure which funding product best suits their circumstances, and that's exactly where MiFunding adds value. Complete a simple application, and we'll assess your business and match you with the most suitable funding solution from our network of trusted finance providers.